How Pricing Works

What is a FairStack credit worth?

1 credit = 1 cent. No math. A $10 top-up gets you 1,000 credits, an image that costs 5 credits costs you 5 cents, and your balance always shows both the credit count and the dollar equivalent.

Why use credits at all if they're just cents?

Generations often cost less than a cent (a Z-Image Turbo render is 0.4 credits = $0.004). Credits let us price honestly at the sub-cent level without pretending the unit is something it isn't. The dollar amount is always shown alongside.

1 credit = 1 cent

FairStack credits are tied to USD at a fixed 1-to-1 rate with cents. 1 credit = $0.01. A $10 deposit gets you 1,000 credits. An image that costs 5 credits costs you 5 cents. We use credits (not cents) so we can price sub-cent generations honestly — a Z-Image Turbo render is 0.4 credits = $0.004 — without pretending the unit is something it isn’t. Your balance and every cost estimate always shows both the credit count and the dollar equivalent.

The math

FairStack price = Provider cost x 1.20

If a provider charges $0.01 per image, you pay $0.012 on FairStack. The $0.002 is our margin -- it covers infrastructure, API development, and the web app.

Our platform fee is a flat 20%. It does not change with volume, and there is no commitment. You see the exact cost before you spend.

Why this works

• You always know what you are paying and why
• No opaque subscription tiers with hidden limits
• No credit systems with expiring tokens
• When providers drop prices, our prices drop too

Deposits and processing fees

You add credits up front and spend them as you generate. There is no minimum balance and no subscription.

• Sign-up: every verified account starts with 50 free credits ($0.50) -- enough for about 10 budget images to try the product. No card required.
• Minimum deposit: $1. You can add any amount from the preset options ($1, $2, $5, $10, $25, $50, $100, $500, $1,000).
• Under $10: the Stripe processing fee (about $0.30 + 2.9%) is shown as a visible line item and passed through to you.
• $10 or more: FairStack absorbs the Stripe processing fee, so the full amount becomes credit.
• Every deposit: earns a standing bonus -- +2% at $25, +4% at $50, +6% at $100, +10% at $500 and up. Up to $50 in bonus credits, and they never expire like all credits.
• First deposit: we double it -- a 100% match, up to $20 in bonus credits (one per payment method and email). Add $5, get $10. Add $20, get $40. A first deposit earns the larger of the standing bonus or the match, never both.

Spending controls

Three levels of spending caps prevent surprises:

• Organization -- total budget for your account
• Project -- budget per project
• API key -- budget per individual key (essential for agents)

Next steps

• Cost Calculator
• Pricing Page
• Compare with competitors